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	<title>New answer on: Why Is A Roth IRA Better Than A 401K?</title>

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		<title>By: David Pipes</title>

		<link>http://insurancelibrary.com/retirement-plans/why-is-a-roth-ira-better-than-a-401k</link>

		<dc:creator>David Pipes</dc:creator>

		<pubDate>Thu, 12 Jun 2014 22:40:19 +0000</pubDate>

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		<description><![CDATA[A Roth IRA isn’t better.  A Roth IRA is different.  Contributions for a 401(K) reduce your current income tax.  Contributions to a Roth IRA do not.  Distributions from a 401(K) are fully taxable as ordinary income.  Distributions from a Roth IRA are not taxable at all.  The limits to how much you can put into a 401(K) are quite generous.  The limits to contributions to a Roth IRA are restrictive.  There are taxes and possible penalties if you withdraw money from a 401(K) prior to age 59.5.  You can withdraw from the capital invested from a Roth IRA without tax consequences.  There are advantages to both. ]]></description>

		

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