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	<title>New answer on: What Is Medicare Supplement Insurance?</title>

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		<title>By: David G. Pipes, CLU®, RICP®</title>

		<link>http://insurancelibrary.com/medicare-insurance/what-is-medicare-supplement-insurance</link>

		<dc:creator>David G. Pipes, CLU®, RICP®</dc:creator>

		<pubDate>Wed, 06 May 2015 16:49:21 +0000</pubDate>

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		<description><![CDATA[A Medicare supplement is a private insurance policy that a participant can purchase to deal with the shortcomings in coverage with Medicare.  The plans are the same but the pricing might be different.  There is a selection of plans so that the participant can decide which level of protection is needed in light of the expense.  The policies have a period of open enrollment each year.  During open enrollment a participant can purchase a plan without medical evidence, or can change companies or types of policies.  New Medicare participants can purchase a Medicare supplement in the first months following enrollment without providing medical evidence.]]></description>

		

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		<title>By: Marcy Tooker</title>

		<link>http://insurancelibrary.com/medicare-insurance/what-is-medicare-supplement-insurance</link>

		<dc:creator>Marcy Tooker</dc:creator>

		<pubDate>Tue, 14 Apr 2015 21:02:54 +0000</pubDate>

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		<description><![CDATA[Medicare Supplement Insurance, also referred to as Medigap, are medical policies issued by private insurance companies that have benefits not covered through the standard Medicare plans. They are designed to fill in the gaps in Medicare at an additional cost to the insured. The insurance companies that offer these policies, and not all do, must have the policies approved by the state department of insurance. There is a standardized model for Medicare supplement policies, authorized by NAIC, that states they need to meet certain requirements as to participant eligibility and the benefits provided.]]></description>

		

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