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	<title>New answer on: Is Medicare Coverage Enough?</title>

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		<title>By: David G. Pipes, CLU®, RICP®</title>

		<link>http://insurancelibrary.com/medicare-insurance/is-medicare-coverage-enough</link>

		<dc:creator>David G. Pipes, CLU®, RICP®</dc:creator>

		<pubDate>Wed, 06 May 2015 16:20:21 +0000</pubDate>

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		<description><![CDATA[Medicare is inadequate to meet the needs of most participants.  It was designed to provide a “safety-net.”  Part A covers only hospitalization so participation in Part B is almost required for most participants.  The level of coverage provide by part B is inadequate for most people so supplemental policies have been designed to meet those additional needs.  There isn’t any drug coverage outside the hospital in Medicare so Medicare Part D is available to offset the cost of medication.  There is a significant exposure to the need for long term care and Medicare doesn’t address that situation at all.]]></description>

		

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		<title>By: Bob Vineyard</title>

		<link>http://insurancelibrary.com/medicare-insurance/is-medicare-coverage-enough</link>

		<dc:creator>Bob Vineyard</dc:creator>

		<pubDate>Sat, 09 Mar 2013 01:03:07 +0000</pubDate>

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		<description><![CDATA[&quot;Enough&quot; is a relative term.

Consider that Medicare pays about 80% of hospital and outpatient claims, relying on Medicare alone might be a pricey gamble.

You may not need a comprehensive Medigap plan F that covers all approved Medicare Part A and Part B claims but most people will want some assistance.

For many, Medicare supplement plan G or N is a good alternative. For those on a tight budget or if you have ample savings, Medigap Hi F is a consideration.]]></description>

		

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