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	<title>New answer on: How Do Medicare Deductibles Work?</title>

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		<title>By: Jason Goldenzweig</title>

		<link>http://insurancelibrary.com/medicare-insurance/how-do-medicare-deductibles-work</link>

		<dc:creator>Jason Goldenzweig</dc:creator>

		<pubDate>Thu, 19 Jun 2014 14:45:16 +0000</pubDate>

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		<description><![CDATA[A deductible is the amount you must pay before your benefits &quot;kick in&quot; and begin paying (for most services - some benefits, such as preventive care, provide coverage&#160;immediately).&#160;The Medicare Part A deductible for 2014 is $1,216; The Medicare Part B deductible for 2014 is $147. After you&#039;ve met the deductible, you will still be responsible for coinsurance and copayments for many healthcare services.

Original Medicare (Medicare Part A &#038; Part B) only covers approximately 80% of your healthcare expenses. A Medigap plan (a.k.a. Medicare supplement plan) is designed to cover all or a portion of the gaps in Original Medicare (the other 20%).&#160;There are 10 plans to choose from - A, B, C, D, F, G, K, L, M, and N. &#160;Plans F is the most comprehensive plan, but is generally also the most expensive plan - plans G and N provide very similar benefits but at a lower cost and can be much more suitable to certain individuals. If you&#039;re trying to keep your premiums to a much lower level, there&#039;s also what&#039;s called a &quot;high-deductible&quot; plan F that provides the same benefits as the regular plan F, but requires a deductible to be paid first ($2,140 in 2014).

I hope the information is helpful - please feel free to contact me for help and if you have any other questions. Thanks very much.]]></description>

		

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