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	<title>New answer on: Which Type Of Life Insurance Pays A Dividend?</title>

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		<title>By: Stan Cox II</title>

		<link>http://insurancelibrary.com/life-insurance/which-type-of-life-insurance-pays-a-dividend</link>

		<dc:creator>Stan Cox II</dc:creator>

		<pubDate>Sun, 22 Nov 2015 19:04:20 +0000</pubDate>

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		<description><![CDATA[Whole Life policies that are issued by Mutual insurance companies are the ones that participate in Dividends. Stock companies, which are by far the way the majority of insurance companies are set up, are those that have &quot;gone public&quot; as to their holdings and have sold their ownership to stock holders in order to raise money. As a result they are primarily answerable to their stock holders, and then secondarily to the policy holders. This effects their investment strategies with regard their general account.

Mutual companies are owned by the policy holders and therefore are answerable to the policy holders and not stock holders. As a result a portion of the profits generated by the investments of the Mutual company are paid to the &quot;participating&quot; policy holders in the way of dividends. Term policies are not participating and do not have any cash value.]]></description>

		

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		<title>By: David Racich</title>

		<link>http://insurancelibrary.com/life-insurance/which-type-of-life-insurance-pays-a-dividend</link>

		<dc:creator>David Racich</dc:creator>

		<pubDate>Sat, 22 Jun 2013 20:00:57 +0000</pubDate>

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		<description><![CDATA[Participating whole life insurance pays annual and terminal dividends at the declaration of the mutual life insurance company’s board of directors. A dividend is not guaranteed and is defined as a return of unused premium up to basis. And as a return of unused premium up to basis is tax free and can be used for a variety of applications one of which is cash.&#160;]]></description>

		

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		<title>By: Peggy Mace</title>

		<link>http://insurancelibrary.com/life-insurance/which-type-of-life-insurance-pays-a-dividend</link>

		<dc:creator>Peggy Mace</dc:creator>

		<pubDate>Sat, 22 Jun 2013 15:55:14 +0000</pubDate>

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		<description><![CDATA[The type of life insurance that pays a dividend is called a participating policy. Dividends are paid when the insurance company makes a profit and, in essence, shares them with its policyholders. The type of life insurance company that offers participating policies that pay dividends is called a mutual company. The type of policy that pays a dividend is usually Whole Life.]]></description>

		

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