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	<title>New answer on: What Is A 10 Year Term Life Insurance?</title>

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		<title>By: Peggy Mace</title>

		<link>http://insurancelibrary.com/life-insurance/what-is-a-10-year-term-life-insurance</link>

		<dc:creator>Peggy Mace</dc:creator>

		<pubDate>Thu, 26 Dec 2013 21:16:19 +0000</pubDate>

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		<description><![CDATA[A ten year term life insurance policy is one that (usually) stays the same price for 10 years. After that 10 year period of level premiums, the price jumps way up, or the policy simply ends. Some 10 year term policies offer the option to convert to permanent insurance before the 10 years end.]]></description>

		

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		<title>By: Gary Lane</title>

		<link>http://insurancelibrary.com/life-insurance/what-is-a-10-year-term-life-insurance</link>

		<dc:creator>Gary Lane</dc:creator>

		<pubDate>Sun, 22 Dec 2013 02:51:18 +0000</pubDate>

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		<description><![CDATA[Some folks purchase temporary life insurance rather than whole life, either because they have a very temporary need, or feel they do not want to use life insurance as a financial tool. When they do that, they frequently purchase a policy that will last only for ten years, if they pay the premium each year, and do not want it to change. This is called ten year level term. After ten years, if they are alive, they will probably need to start over again and get level term, now at a higher rate, or whole life. With the product I have, New York Life offers a ten year level term, but also offers an annually renewal policy, which works out about the same over ten years. The hope is that and the expectation should be, that the policy holder decides during those ten years or earlier, to convert their term policy to a permanent whole life policy, which builds up cash value and can be borrowed against. Let&#039;s talk. Gary Lane, Registered Representative, New York Life. 949 797 2424. Thank you.]]></description>

		

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