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	<title>New answer on: What Happens At A Life Insurance Exam?</title>

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		<title>By: Peggy Mace</title>

		<link>http://insurancelibrary.com/life-insurance/what-happens-at-a-life-insurance-exam</link>

		<dc:creator>Peggy Mace</dc:creator>

		<pubDate>Wed, 04 Sep 2013 14:29:09 +0000</pubDate>

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		<description><![CDATA[What happens at a life insurance exam depends on your age, the life insurance company, and the face amount of the policy for which you are applying. 

If you are young and applying for a small policy, it is possible that all that is needed is answering of medical questions, or a urinalysis along with that. 

For most people that apply for a medically underwritten life insurance policy, a blood and urine sample are taken; measurements, weight, blood pressure, pulse, etc are taken; and health questions are covered.&#160;

For middle aged to senior persons, a resting EKG may be added. For very large face amounts, the requirements may add include a treadmill EKG for older persons, or possibly a full exam by the applicant&#039;s physician.]]></description>

		

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		<title>By: Omar Sangurima</title>

		<link>http://insurancelibrary.com/life-insurance/what-happens-at-a-life-insurance-exam</link>

		<dc:creator>Omar Sangurima</dc:creator>

		<pubDate>Wed, 04 Sep 2013 12:39:53 +0000</pubDate>

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		<description><![CDATA[They take your height, weight, blood sample and urine sample potentially, then go over a few simple questions regarding your health. If you may have indicated that you were a smoker until relatively recently (quit within the year) on your application, then perhaps a mouth swab will be taken to verify that you have, indeed, ceased smoking. Obviously, the more experienced the examiner the quicker and more hassle free the process/]]></description>

		

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