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	<title>New answer on: How Much Life Insurance Should You Get?</title>

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		<title>By: David Racich</title>

		<link>http://insurancelibrary.com/life-insurance/how-much-life-insurance-should-you-get</link>

		<dc:creator>David Racich</dc:creator>

		<pubDate>Tue, 09 Jul 2013 16:04:37 +0000</pubDate>

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		<description><![CDATA[If your family, business partners or charities depend on your ability to generate income, then you need life insurance. To determine the amount of life insurance you should have, you’ll need to collect some important information: total debt, all future obligations, any charitable intent and total projected income to retirement. 
 
Total debt includes your mortgage, credit card debt, student and auto loans. Future obligations include your children’s education, weddings and retirement. Charitable intent includes making a difference with your children, grandchildren and charities. But perhaps the most overlooked item is your human value, the ability to earn income over your working life. Providing an income stream for survivors is a critical component after debts have been settled, future obligations secured and benevolent giving in place. 
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