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	<title>New answer on: How Do You Calculate Term Life Insurance Needs?</title>

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		<title>By: Jim Winkler</title>

		<link>http://insurancelibrary.com/life-insurance/how-do-you-calculate-term-life-insurance-needs</link>

		<dc:creator>Jim Winkler</dc:creator>

		<pubDate>Mon, 04 Aug 2014 02:55:27 +0000</pubDate>

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		<description><![CDATA[That is a great question! If you are going to use the term policy to cover a debt, like college expense, or your mortgage, then use that amount. If you are gambling on it covering your life, plan for 8-10 times your current salary, and cross your fingers that you and your demise time it well with your policy. Otherwise, all the money you put into the policy vanishes when it ends. Good luck, and thanks for asking!]]></description>

		

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		<title>By: Peggy Mace</title>

		<link>http://insurancelibrary.com/life-insurance/how-do-you-calculate-term-life-insurance-needs</link>

		<dc:creator>Peggy Mace</dc:creator>

		<pubDate>Sat, 02 Aug 2014 13:32:53 +0000</pubDate>

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		<description><![CDATA[There are some life insurance calculators that you can use to determine how much term life insurance you need. https://www.lifehappens.org/ is a website that has free calculators designed to help you determine your term life insurance needs. Some people use the figure of 10 times their annual income.]]></description>

		

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		<title>By: David Pipes</title>

		<link>http://insurancelibrary.com/life-insurance/how-do-you-calculate-term-life-insurance-needs</link>

		<dc:creator>David Pipes</dc:creator>

		<pubDate>Fri, 01 Aug 2014 22:15:48 +0000</pubDate>

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		<description><![CDATA[The need for life insurance is a combination of what you owe and what those that you love will need if you predecease them.  This calculation can be complicated or simple but it should recognize the needs of those who depend upon you.  Since you indicated term insurance, the last factor is how long you will need the coverage. ]]></description>

		

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