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	<title>New answer on: Does Term Life Insurance Have Any Cash Value?</title>

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		<title>By: Karl Renwanz</title>

		<link>http://insurancelibrary.com/life-insurance/does-term-life-insurance-have-any-cash-value</link>

		<dc:creator>Karl Renwanz</dc:creator>

		<pubDate>Thu, 23 Oct 2014 06:01:02 +0000</pubDate>

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		<description><![CDATA[Term life insurance does not have any cash value.  However, on some term policies, you can add a rider that could return all of your premium.  By adding what is called a &quot;Return of Premium&quot; rider, if you outlive the term of your policy you will get your entire premium returned.  A Return of Premium policy costs considerably more but if you outlive the policy, you get your premium back and you had the death benefit for the duration of the policy.]]></description>

		

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		<title>By: Peggy Mace</title>

		<link>http://insurancelibrary.com/life-insurance/does-term-life-insurance-have-any-cash-value</link>

		<dc:creator>Peggy Mace</dc:creator>

		<pubDate>Tue, 21 Oct 2014 18:59:27 +0000</pubDate>

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		<description><![CDATA[No, Term Life Insurance does not have any cash value. It is considered pure death protection, in that its only function it to pay the death benefit if the insured person dies. It is not designed to borrow from, and if you surrendered a Term life insurance policy, there would be no cash paid back to you.]]></description>

		

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