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	<title>New answer on: Does Life Insurance Go To Probate?</title>

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		<title>By: Tim Wilhoit</title>

		<link>http://insurancelibrary.com/life-insurance/does-life-insurance-go-to-probate</link>

		<dc:creator>Tim Wilhoit</dc:creator>

		<pubDate>Thu, 06 Aug 2015 16:16:03 +0000</pubDate>

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		<description><![CDATA[The awesome thing about life insurance is that the death benefits go directly to the beneficiary tax free. You want to be sure to use a knowledgeable agent when writing the policy. If the policy beneficiary, whether primary, contingent or tertiary, is named to the estate instead of a person, business or charity, this will cause the proceeds to be paid into the estate. Now this money is comingled with the estate value, which means it will go through probate and will be taxed. Avoid this before it is too late.]]></description>

		

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		<title>By: David Racich</title>

		<link>http://insurancelibrary.com/life-insurance/does-life-insurance-go-to-probate</link>

		<dc:creator>David Racich</dc:creator>

		<pubDate>Sat, 22 Jun 2013 20:12:08 +0000</pubDate>

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		<description><![CDATA[In general terms, life insurance death benefit proceeds go direct to their beneficiaries, thus by passing the process of probate. If the life insurance policy owner is an irrevocable life insurance trust, then the proceeds are delivered to the trustee of the trust and distributed to the trust beneficiaries.
  ]]></description>

		

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		<title>By: Peggy Mace</title>

		<link>http://insurancelibrary.com/life-insurance/does-life-insurance-go-to-probate</link>

		<dc:creator>Peggy Mace</dc:creator>

		<pubDate>Sat, 22 Jun 2013 19:31:30 +0000</pubDate>

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		<description><![CDATA[Life insurance does not go to probate unless the beneficiary on the policy is the estate. If there are no living beneficiaries at the time of the death of the Insured person, the life insurance can also go to probate. If the policy&#039;s beneficiary is a person or trust, the life insurance proceeds do not need to go through probate in most circumstances.]]></description>

		

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