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	<title>New answer on: Do I Need A Will For Life Insurance?</title>

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		<title>By: Jim Winkler</title>

		<link>http://insurancelibrary.com/life-insurance/do-i-need-a-will-for-life-insurance</link>

		<dc:creator>Jim Winkler</dc:creator>

		<pubDate>Wed, 27 Aug 2014 01:40:47 +0000</pubDate>

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		<description><![CDATA[That is a great question! There is no need to have a will when you purchase life insurance, nor does including your life insurance in your will generally matter. Your named beneficiaries will typically collect regardless of the will, and bypass most probate tries. Life insurance was designed to protect the insured&#039;s wishes, and it does a pretty good job, as long as you did your part, and named beneficiaries. Thanks for asking!]]></description>

		

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		<title>By: David Pipes</title>

		<link>http://insurancelibrary.com/life-insurance/do-i-need-a-will-for-life-insurance</link>

		<dc:creator>David Pipes</dc:creator>

		<pubDate>Tue, 26 Aug 2014 19:52:23 +0000</pubDate>

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		<description><![CDATA[A life insurance policy is a contract.  The provisions of the policy operate outside of probate.  A will is not required to direct the proceeds of a life insurance policy.  The only time that it does direct the proceeds is if the beneficiary and contingent beneficiary are no longer alive or waive their right to receive the funds.  That is really one of the beauties of life insurance.  It passes without probate to those who you love in a very timely manner. ]]></description>

		

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		<title>By: Tom Sheehan</title>

		<link>http://insurancelibrary.com/life-insurance/do-i-need-a-will-for-life-insurance</link>

		<dc:creator>Tom Sheehan</dc:creator>

		<pubDate>Mon, 28 Oct 2013 17:12:37 +0000</pubDate>

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		<description><![CDATA[No, not necessarily.  A Life Insurance policy is a contract between you, as the owner and insured, and the insurance company.  In it, you decide to whom you want the proceeds paid upon your death.  This is the Primary Beneficiary.  You may also name a Contingent Beneficiary who would receive the proceeds if for some reason your Primary could not. Though certainly recommended for financial planning purposes, a Will is not necessary to manage any of the elements of a Life Insurance policy.  Of course, you should check with your Attorney and ask about any legal questions regarding this.]]></description>

		

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