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	<title>New answer on: What Is Unscheduled Personal Property Home Insurance?</title>

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		<title>By: David Pipes</title>

		<link>http://insurancelibrary.com/home-insurance/what-is-unscheduled-personal-property-home-insurance-2</link>

		<dc:creator>David Pipes</dc:creator>

		<pubDate>Wed, 21 May 2014 16:23:00 +0000</pubDate>

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A homeowner’s policy provides a stated amount of coverage for personal property.  This is &quot;unscheduled personal property.&quot;&#160; There is an option to purchase a floater where specific items will be insured to full value, and the deductible is not charged.&#160; This is called “scheduled property.”&#160; Not all property can be scheduled.&#160; It must be replaceable and the value set by a competent appraiser.&#160; This type of coverage is used most frequently for jewelry because the homeowner’s policy has a limit for coverage for jewelry. 
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