New answer on: How To Get Vacant Home Insurance?

By: Mark Bartlett CLCS

Mark Bartlett CLCS — Thu, 26 Dec 2013 23:21:04 +0000

Obtaining vacant home insurance is a simple as contacting an independent agent. I myself represent at least companies that I can write you a vacant home policy with and many are admitted. The cost is a little more due to the increased risk and this has shyed people away from purchasing a vacant policy. However if you try to maintain a traditional homeowners policy and suffer a loss your most likely will either have limited coverage or no coverage at all.

By: Josh DeBoer

Josh DeBoer — Thu, 19 Dec 2013 15:00:18 +0000

We write vacant dwellings on a 6 month basis. The premium is higher than a normal homeowners policy because the property is in fact vacant. Claims are typically higher in vacant homes vs. occupied homes. If you are in Oklahoma or Texas, give me a call and I would be glad to help you out. Thanks. Best, Josh DeBoer 918-582-8206 jdeboer@fdands.com

By: Frank Winterle

Frank Winterle — Thu, 19 Dec 2013 14:00:08 +0000

There are a variety of markets that offer coverage for vacant residential and commercial structures. Most ore found in the Excess and Surplus lines market. The good thing about vacant coverage is that it can be written on a variety of policy terms....3months, 6months, annual. Contact me at fwinterle@creativeins.net if you are interested in getting a quote.