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	<title>New answer on: Does Homeowners Insurance Cover Swimming Pools?</title>

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		<title>By: HDA Insurance Brokerage</title>

		<link>http://insurancelibrary.com/home-insurance/does-homeowners-insurance-cover-swimming-pools</link>

		<dc:creator>HDA Insurance Brokerage</dc:creator>

		<pubDate>Wed, 02 Apr 2014 19:15:42 +0000</pubDate>

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		<description><![CDATA[Homeowners Insurance does cover Swimming Pools as &#039;Other Structures&#039; which is usually 10% of the Dwelling Coverage amount on the policy.   A swimming pool is covered for the same perils that cover the home. 

The most common covered claim for a swimming pool would be a liability claim or medical payments claim for a slip and fall injury;  some insurance carriers will not insure a home with a pool if there is a diving board or slide in order to avoid this risk.  

One of the more common questions regarding a swimming pool is coverage for cracks in the pool.  Cracks are usually caused by land movement or earthquakes;  this is not covered on a homeowners policy.   Earthquake coverage would need to be purchased to cover this sort of damage to a swimming pool; however, the deductible and special limits will apply to swimming pools.  

Please review your coverage details prior to purchasing coverage.]]></description>

		

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		<title>By: Ted Ratliff</title>

		<link>http://insurancelibrary.com/home-insurance/does-homeowners-insurance-cover-swimming-pools</link>

		<dc:creator>Ted Ratliff</dc:creator>

		<pubDate>Tue, 16 Apr 2013 10:21:03 +0000</pubDate>

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		<description><![CDATA[If a pool is damaged due to a covered peril there may be coverage.  For example a tree falls on the pool.  It will also cover liability if someone gets hurt or drowns in or around the pool.  Make sure your agent knows you have a pool and make sure it is properly fenced according to the insurance companies standards however.  If you don&#039;t and the company inspects it, you may face non-renewal.  Most companies require some type of fence around a pool.]]></description>

		

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