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	<title>New answer on: Does Homeowners Insurance Cover Driveway Replacement?</title>

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		<title>By: Tom Sheehan</title>

		<link>http://insurancelibrary.com/home-insurance/does-homeowners-insurance-cover-driveway-replacement</link>

		<dc:creator>Tom Sheehan</dc:creator>

		<pubDate>Mon, 12 May 2014 17:50:28 +0000</pubDate>

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		<description><![CDATA[More than likely no because a driveway is not considered a covered &quot;structure&quot; under the Homeowners&#039; policy.  Further, in many cases, driveway damage is caused by some form of settling of the earth under the pavement.  Since earth movement tends to be a standard exclusion in a Homeowners policy, any damage resulting from that also would not be covered.]]></description>

		

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		<title>By: Phil Tuccy</title>

		<link>http://insurancelibrary.com/home-insurance/does-homeowners-insurance-cover-driveway-replacement</link>

		<dc:creator>Phil Tuccy</dc:creator>

		<pubDate>Mon, 12 May 2014 14:20:19 +0000</pubDate>

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		<description><![CDATA[The standard homeowner policy only responds to unforeseen losses caused by covered perils.   Therefore, a policyholder could expect his or her homeowner policy to cover damages caused by covered perils.   

For example, one of the most common covered causes of damages to a driveway might be &#039;damage caused by a vehicle&#039;.   Of course, the deductible would be applied in the assessment of the amount of damages.  

Always think:  What is the cause of the loss?  Then:  Is it covered under my policy.  

Your independent insurance agent can help you determine coverage situations.    ]]></description>

		

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