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	<title>New answer on: Does Home Insurance Cover Forest Fires?</title>

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		<title>By: Tom Sheehan</title>

		<link>http://insurancelibrary.com/home-insurance/does-home-insurance-cover-forest-fires</link>

		<dc:creator>Tom Sheehan</dc:creator>

		<pubDate>Tue, 09 Dec 2014 20:27:34 +0000</pubDate>

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		<description><![CDATA[Damage from fire is a very common covered peril in a Homeowners&#039; policy.  Whether this fire is localized to your home or if your home is damaged as a result of being in the path of a forest or wild fire, there would be no difference in the coverage provided.]]></description>

		

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		<title>By: Jim Winkler</title>

		<link>http://insurancelibrary.com/home-insurance/does-home-insurance-cover-forest-fires</link>

		<dc:creator>Jim Winkler</dc:creator>

		<pubDate>Tue, 05 Aug 2014 00:08:43 +0000</pubDate>

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		<description><![CDATA[That is a great question! Fires were the number one reason that homeowners policies came about way back when, and still are one of the top reasons to have one. Unless you just took out your policy as the fire raged closer, you should be fine. Good luck, and thanks for asking!]]></description>

		

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		<title>By: David Pipes</title>

		<link>http://insurancelibrary.com/home-insurance/does-home-insurance-cover-forest-fires</link>

		<dc:creator>David Pipes</dc:creator>

		<pubDate>Mon, 04 Aug 2014 20:01:15 +0000</pubDate>

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		<description><![CDATA[Fire is the primary peril covered by a homeowner’s policy.  If your property is damaged in a wildfire, such as those ranging about 60 miles from me right now, your company will cover the damages.  During this period of heightened risk the company will probably not allow you to change coverages to avoid incurring even greater losses. ]]></description>

		

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		<title>By: Dmitriy Glazer</title>

		<link>http://insurancelibrary.com/home-insurance/does-home-insurance-cover-forest-fires</link>

		<dc:creator>Dmitriy Glazer</dc:creator>

		<pubDate>Tue, 05 Nov 2013 23:41:46 +0000</pubDate>

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		<description><![CDATA[Yes, your Homeowners Insurance does cover damages resulted from forest fires, except when:

a) you got a brand new policy (not renewal) during the forest fire in progress. Usually insurance carrier forbids binding new coverage in restricted/catastrophic areas.
To check if your area is currently restricted visit https://www.paperless-insurance.com.
b) due to prior losses your policy limits coverage and excludes fire.

Check your existing policy documents. Most of insurance carriers provide policy forms in electronic format. Open your policy in any browser and search from the word &quot;fire&quot;. Then read related page and you will get the answer to your questions.]]></description>

		

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