New answer on: Can Health Insurance Companies Exclude Pre Existing Conditions?

By: Jason Goldenzweig

Jason Goldenzweig — Thu, 26 Jun 2014 13:52:46 +0000

Under the affordable care act, a health insurance company cannot deny you coverage for any pre-existing medical condition or other related illness. Please note, you can only apply for a health insurance plan during the annual enrollment period unless you have a qualifying event (e.g. getting married, having a baby, coming off of group coverage, etc.) for a special enrollment period. I hope the information is helpful - please feel free to contact me for help and if you have any other questions. Thanks very much.

By: Jim Winkler

Jim Winkler — Thu, 26 Jun 2014 03:09:52 +0000

That is a great question! One of the great things that the Affordable Care Act (Obamacare) did for us was remove the pre-existing condition exclusion. Health insurance companies can no longer deny you coverage because of your pre-existing condition, nor can they cap your life time expenses. When you go to enroll, head to the Healthcare marketplace, www.healthcare.gov and see if you qualify for discounted insurance. A great many people do. Good luck, and thanks for asking!