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	<title>New answer on: Can An Employer Pay An Employee For Opting Out Of Health Insurance?</title>

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		<title>By: Jim Winkler</title>

		<link>http://insurancelibrary.com/health-insurance/can-an-employer-pay-an-employee-for-opting-out-of-health-insurance</link>

		<dc:creator>Jim Winkler</dc:creator>

		<pubDate>Wed, 11 Jun 2014 03:42:32 +0000</pubDate>

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		<description><![CDATA[That is a great question! When you consider that there is an estimated $3 trillion in employer payments for insurance, and their burden of risk, it sure makes sense that it won&#039;t take long for somebody to decide that there is big profit in not insuring the employees. By law, the bigger employers have to offer something for health plans, but a trend now is to offer the employees a subsidy to help pay for a plan that they pick for themselves off the Affordable Care Act (Obamacare) website. In a move that is designed to relieve the employer of the risk, and a great share of the cost, (equaling great profits) the employee is able to &quot;pick a plan better suited for them&quot;. I would expect to see a lot of this, as soon as they are sure that it withstands legal scrutiny. Thanks for asking!]]></description>

		

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		<title>By: Kevin Haney</title>

		<link>http://insurancelibrary.com/health-insurance/can-an-employer-pay-an-employee-for-opting-out-of-health-insurance</link>

		<dc:creator>Kevin Haney</dc:creator>

		<pubDate>Mon, 09 Jun 2014 13:50:19 +0000</pubDate>

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		<description><![CDATA[This is a very common practice in county and municipal government. Most employees are union members with negotiated health benefits. Many employers pay most or all of the premium for gold-plated family plans. When two spouses work for government employers, the employer is paying very high premiums for coverage that is not necessary.

Many employers then offer opt-out bonuses to employers who waive the employer sponsored coverage. The employee has to show evidence of coverage through the spouse to be eligible.]]></description>

		

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