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	<title>New answer on: What Is The Function Of Disability Insurance?</title>

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		<title>By: Kelly Moser</title>

		<link>http://insurancelibrary.com/disability-insurance/what-is-the-function-of-disability-insurance</link>

		<dc:creator>Kelly Moser</dc:creator>

		<pubDate>Wed, 25 Sep 2013 19:45:37 +0000</pubDate>

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		<description><![CDATA[Disability Insurance pays a benefit to the insured in the event that he cannot work due to being disabled from an illness or injury.  The payment is typically 60-65% of one&#039;s income.  The benefit period (how long you&#039;ll receive payments) can go all the way up to retirement, depending on the type of policy you have.]]></description>

		

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		<title>By: Kelly Moser</title>

		<link>http://insurancelibrary.com/disability-insurance/what-is-the-function-of-disability-insurance</link>

		<dc:creator>Kelly Moser</dc:creator>

		<pubDate>Thu, 19 Sep 2013 21:37:47 +0000</pubDate>

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		<description><![CDATA[Because the average person only has 3 months worth of savings, disability insurance allows a person who can no longer work (due to sickness or injury) to maintain their lifestyle.  It can be used for mortgages, car payments, debt, etc. Many people often think, &quot;Well I won&#039;t get hurt at my job,&quot; but in reality, 90% of disabilities are caused by an illness, not by an injury.]]></description>

		

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		<title>By: Peggy Mace</title>

		<link>http://insurancelibrary.com/disability-insurance/what-is-the-function-of-disability-insurance</link>

		<dc:creator>Peggy Mace</dc:creator>

		<pubDate>Thu, 19 Sep 2013 19:04:16 +0000</pubDate>

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		<description><![CDATA[The function of disability insurance is to replace a portion of the income that an employee (or employer) makes from their jobs and professions, when they are unable to perform the duties of their job due to illness or injury. Disability Insurance helps people maintain some financial stability in their lives while being disabled.]]></description>

		

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