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	<title>New answer on: Is Disability Insurance Worth The Cost?</title>

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		<title>By: David Racich</title>

		<link>http://insurancelibrary.com/disability-insurance/is-disability-insurance-worth-the-cost</link>

		<dc:creator>David Racich</dc:creator>

		<pubDate>Wed, 05 Jun 2013 22:43:59 +0000</pubDate>

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		<description><![CDATA[Disability Insurance protects your income. The average American becomes disabled once during their working years. That average time of disability is 30 months. Most Americans have 90 days of emergency money. Depending on your gender, age, smoking status and health condition you could pay 5-8% of your income to protect your income. 60% of your compensation tax free (because you didn’t deduct the premiums) and 80% of your compensation taxable because you deducted the premium through a business. Is that worth it?  

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