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	<title>New answer on: Does Car Insurance Affect Your Credit Score?</title>

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		<title>By: Jack Heller</title>

		<link>http://insurancelibrary.com/auto-insurance/does-car-insurance-affect-your-credit-score</link>

		<dc:creator>Jack Heller</dc:creator>

		<pubDate>Thu, 14 Nov 2013 03:27:17 +0000</pubDate>

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		<description><![CDATA[generally speaking the answer is no. Insurers use credit information in-bedded in insurance scores. But it does not flow backwards as your question asks, There are two types of scores in most transactions involving credit. There are instances where the requester has to advise you that you are, are for example seeking a loan or credit card. Those are considered &quot;hard &quot; hits to your credit. By seeking that type of loan you are in fact telegraphing to others I need the money. Insurance scores typically are &quot;soft &quot; hits, that is to say they look at information but do not impact the result. i have run a couple insurers and worked for several others and I have never seen an issue with this being a hard hit]]></description>

		

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		<title>By: David Osgood</title>

		<link>http://insurancelibrary.com/auto-insurance/does-car-insurance-affect-your-credit-score</link>

		<dc:creator>David Osgood</dc:creator>

		<pubDate>Thu, 25 Apr 2013 16:03:58 +0000</pubDate>

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		<description><![CDATA[Your auto insurance should not affect your credit score unless of course you do not pay your premiums on time. An insurance company could turn you over to a collections company to attempt to retrieve owed premium. Every state has it&#039;s own regulations and every company it own standard for this sort of thing. To know for certain contact your local agent.]]></description>

		

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