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	<title>New answer on: What Are Contingent Deferred Annuities?</title>

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		<title>By: Brandon Roberts</title>

		<link>http://insurancelibrary.com/annuities/what-are-contingent-deferred-annuities</link>

		<dc:creator>Brandon Roberts</dc:creator>

		<pubDate>Fri, 23 Aug 2013 02:06:05 +0000</pubDate>

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		<description><![CDATA[Contingent deferred annuities are annuities with contingent deferred sales charges.  This sales charge is a surrender charge that represents the costs incurred by the insurer to issue the annuity and is amortized (or spread out) over the course of several years--generally between 5 and 15 years.  

Deferred can also refer to the fact that annuity is not an immediate annuity, meaning it will not pay an immediate income stream, but rather can be left to accumulate interest to increase the value of the annuity.]]></description>

		

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