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	<title>New answer on: Is Variable Annuity A Good Investment?</title>

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		<title>By: David Racich</title>

		<link>http://insurancelibrary.com/annuities/is-variable-annuity-a-good-investment-2</link>

		<dc:creator>David Racich</dc:creator>

		<pubDate>Sat, 29 Jun 2013 12:49:57 +0000</pubDate>

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		<description><![CDATA[Product suitability for each client is important. You need to establish a personal financial profile that includes a risk tolerance assessment, your financial goals and a life expectancy review. A non-qualified variable annuity is a security and an insurance product that accumulates tax deferred with a guaranteed interest rate account and separate sub accounts with using equities and bonds. Variable annuities are generally expensive, so the value proposition has been called into question by many advisers. The inventory of variable annuities is significant and you may want to review the Morning Star reports on any variable annuity you may be considering. Variable annuities can lose money, so make sure your risk tolerance fits the product. 
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