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	<title>New answer on: Do Fixed Annuities Make Sense?</title>

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		<title>By: David Pipes</title>

		<link>http://insurancelibrary.com/annuities/do-fixed-annuities-make-sense</link>

		<dc:creator>David Pipes</dc:creator>

		<pubDate>Thu, 02 Oct 2014 19:24:54 +0000</pubDate>

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		<description><![CDATA[A fixed annuity addresses the major concern of most retirees, living too long and running out of money.  A fixed annuity eliminates market risk and guarantees safety of payments for the rest of your life.  A fixed annuity has a rate of return that many find quite attractive.  It is the simplest piece of the retirement income puzzle and should at a minimum provide an economic floor for you.]]></description>

		

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		<title>By: Matthew Schiff</title>

		<link>http://insurancelibrary.com/annuities/do-fixed-annuities-make-sense</link>

		<dc:creator>Matthew Schiff</dc:creator>

		<pubDate>Thu, 02 Oct 2014 13:21:27 +0000</pubDate>

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		<description><![CDATA[A fixed annuity makes sense depending on a person&#039;s situation.  What it does provide is steady income on a regular basis when the income period is turned on, and safety of principal during the growth period.  The most important thing about a fixed annuity is the rating and claims paying ability of the carrier that offers it because they are making a promise to provide the annuitant (i.e. that person who receives the benefit) a &quot;paycheck&quot; at a specified time as well as a &quot;fixed&quot; rate of return prior to the income phase.  If you are worried about market risk, this may be an alternative.

I would recommend that you buy and read a book by Tom Hegna, &quot;Paychecks and Playchecks&quot;.  It explains why people should consider an annuity as well as other products and then consult a qualified financial advisor.]]></description>

		

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